Paying Debts The greatest desire of Brazilians who are in the red and want to resume financial health. Keeping up with your bills is the first step in achieving dreams and future goals, as unrestrained names always have open doors in their favor. Achieving this balance in the accounts requires good habits, responsibility and, of course, willpower.
Follow our post today and check out accurate information on how to pay all your debts. See that it is possible, yes, to get out of the red and lead a quiet life with finances in order!
Make a survey of all the doubts
Currently it is possible to perform free consultations in Boa Vista Services (SCPC) and “Consumer Consumer” (SERASA), for example. You have access to bad debts and creditor contacts, which makes for easy renegotiation.
Cut unnecessary expenses immediately
If you really want to settle your debts and pay your debts, you need to cut unnecessary and unnecessary spending once and for all. As long as the financial situation does not improve, it is better not to create more debt.
Start by reducing daily expenses such as coffee, snacks away from home, and hiring new services that aren’t important right now. Be aware that, although extreme, this measure is transient and will be important in organizing your budget and in rescuing your financial health.
Decrease Credit Card Usage
The tip is valid for those who have doubts on the revolving credit card and for those who have not contracted this type of debt. We know that the interest rates charged by card operators are the highest and highest in the market; so be careful not a little. You can use the credit card, but never stop paying it.
For those who find it difficult to control the use of credit, it is worth going to shock attitudes such as breaking the card. If you don’t have access to it, you won’t use it. If you don’t use it, you won’t have to spend on the next month’s bill.
When it comes to paying debts, it starts with the most expensive
One of the most serious mistakes made by debtors is to close several deals at once. Except in the case that you have a monthly income that allows you to pay all installments of the budget-free deals, the tip is to negotiate one at a time. When the first one finishes, go to the next one. Always settle the most expensive debts, such as credit card and overdraft.
Importantly, it is worth noting that when negotiating a debt with the creditor, he / she must request that the debtor’s name be deleted from the credit protection records within 5 days of the first payment being made. installment of the agreement.
Swap expensive questions for cockroaches
One option for paying debts is to take out a loan at an institution that covers lower interest rates, such as capital lender. With the money in your hands, you get paid dearly and pay less interest on the new loan. Within the application Wilkins Micawbervoc can buy the fees charged by several partner institutions.
Did you like our tips for paying off debts? We are sure that you will be able to pay off your debts, get out of the red and ensure the peace of mind of your finances. In order not to lose any GuideBayment content and continue with the new budget, download the app and follow our blog.